• The following checklist is provided to assist you in preparing for the mortgage application interview.
•  In order to expedite your loan process, Please gather this information (if applicable) prior to your appointment.

(1)  Most recent paystub.

(2)  Last 2 years W-2's

(3)  Self-employment or more than 25% income from bonus, commission or overtime, last 2 years tax returns with all schedules and year to date profit and loss statement.

(4)  Most recent 2 months of bank statements

        (all bank accounts)

(5)  Open loans balance and monthly payments.

(6) Real estate owned-addresses, balance and monthly payments.

(7)  Veteran-Copy of DD214 (member copy 4 and original Certificate of eligibility.

(8)  List of all "LIABILITIES"

      Credit Union Loans - - Alimony - -

      Child Support - - 401 (k) Loans - -

      Co-signed Loans - - Car Payments - -

      home/rent, credit card payments

(9)  List of "ASSETS"

      Savings - - Checking - - IRA - - etc.

(10)  Employment Information.

        Employer - - Hire Date - - Position -

        Gross Income - - Other Income.

 Many loan institutions have their own requirements and several programs to assist you.